I spent yesterday shivering nervously in the cold outside a payday loan shop in Peckham, south London. A woman with large, fake eyelashes took pity on me on her way out. I said I couldn’t meet my rent after my boyfriend walked out of our one-bedroom flat. I was considering taking out a loan, but I’d never done it before. Could I make the repayments?
Payday loans: “Don’t worry, love, they don’t need your backstory!“
Welcome to the world of "zombie debtors".