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    James Ratcliff

    Latest articles
    Economics

    It’s hard to let go, but RBS needs be returned to market

    Let’s get out of this business, and invest in something more worthwhile, writes James Ratcliff.

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    Osborne thinks we’re a Mac. We’re a PC

    By James Ratcliff
    Politics

    Switzerland shifts gold off the books in preparation for Basel III

    By James Ratcliff
    Business

    Vickers’ “electric fence” – are bankers’ DIY skills up to it?

    By James Ratcliff
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    The trouble with the internet: people still too different

    E-commerce utopia remains out of reach.

    By James Ratcliff

    Paper money and the hidden economy

    Governments are looking to cut down on paper cash

    By James Ratcliff
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