Through the keyhole: introducing the New Statesman's housing week

Over the next week, we're going to be examining the state of housing in Britain today.

Britain's housing situation is shambolic.

Since 1988, house prices have increased by 55 per cent in real terms according to the Halifax house price index — and almost all of that rise happened in just two years. Between 2002 and 2004 the average price of a house in the UK shot from £101,113 to £148,399. Since the market's peak, in 2007, the price of the average UK house has actually declined in real terms, but the price-to-earnings ratio of a house still stands at 4.5:1.

The bad situation nationwide is worse in our cities. As our economy steadily moves away from agriculture and manufacturing towards services, there is an ever-greater incentive to centralise our working lives in these hubs of activity. But expansive green belts stop us building our cities out, and the difficulty of getting planning permissionnot to mention the continued unpopularity of high-rise living — stop us building up.

As house prices have risen, we've also radically changed the way we provide accommodation for the poorest in society. In the post-war era, house-building was done by a mixture of local authorities and private enterprise. By the end of Thatcher's premiership, local authorities had largely stopped building homes altogether; and as a result of the recession, the number of new units built per year by private enterprise has also halved.

Gone is the idea of a council home for life, ideally ensuring stability, community and safety. Those ideals were rarely met, and it's undeniable that council estates had their flaws, but the alternative is worse. The private rental sector is expected to pick up the slack, with rents subsidised by the government's housing benefit. Landlords can, and do, raise rents at any time, forcing families from substandard house to substandard house — and occasionally to hostels, B&Bs and even the streets.

Even while the bottom end of the market is being forced to turn to the private rental sector, the top end is as well. The 0 per cent deposits of the pre-crisis world are gone, apparently forever. But while mortgages have reverted to the nineties, house prices haven't, and so, according to Halifax, the average age of a first-time buyer is now 30 years old (rising to 32 in London). If you want to live in a city, and don't have a nest-egg from your parents, your only option is to rent, usually indefinitely.

An increasing proportion of people renting at both ends of the housing market, matched with the precipitous drop in housebuilding since 2007, obviously means a squeeze on rents. But the government responded, not by tackling the cause, but by capping the amount of housing benefit people could receive, locking a whole social class out of large swathes of London.

The elephant in the room, of course, is the implicit promise that a house purchase is something that you can only ever make money on. If house prices were to fall, that would be disastrous for most people who own property, and that disaster would be passed on to the general economy. But if housing costs are not to fall, then Britain's young people and renters will have to carry on living through the disaster we are already experiencing. "The whole of British housing policy can be seen as an effort to reduce the cost of housing without affecting house prices", says Dan Davies, and that's a doomed attempt from the start.

Over the next week, we're going to be examining these concerns in greater detail. We'll look at the private rental sector, at the criminalisation of squatting and at the virtues of high-rises; we'll also be investigating the cost of the bedroom tax, and the implications of the housing benefit cap. If you think you have something to add to the discussion, you can tweet me or email me, and all the pieces will be collected here (and here) as the week goes on.

Monday: George Eaton on how the bedroom tax will hit disabled people, and Alex Hern on the death of Daniel Gauntlett due to the new anti-squatting laws.

Tuesday: Preston Byrne on why the Eastleigh by-election set back reform of planning laws, and Labour MP Helen Goodman on how trying to live on £18 a week showed the unfairness of the bedroom tax. 

Wednesday: Social researcher Declan Gaffney demonstrates how housing benefit has risen through need alone, and Simon Parkin on the dilemma faced by his grandparents as one of them has to go into care.

Thursday: Jeremy Messenger paints a picture of the omnipresent lack of stability, the invasion of privacy and the constant threat of being moved on tenants in the private rental sector experience, and VMC Rozario gives an innovative idea for how to build more houses.

Friday: Rebecca Tunstall on how housing traps people in unemployment.

A housing estate in Glasgow. Photograph: Getty Images

Alex Hern is a technology reporter for the Guardian. He was formerly staff writer at the New Statesman. You should follow Alex on Twitter.

Photo: Getty
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The campaign to keep Britain in Europe must be based on hope, not fear

Together we can show the world a generous, outward-facing Britain we can all be proud of.

Today the Liberal Democrats launched our national campaign to keep Britain in Europe. With the polls showing the outcome of this referendum is on a knife-edge, our party is determined to play a decisive role in this once in a generation fight. This will not be an easy campaign. But it is one we will relish as the UK's most outward-looking and internationalist party. Together in Europe the UK has delivered peace, created the world’s largest free trade area and given the British people the opportunity to live, work and travel freely across the continent. Now is the time to build on these achievements, not throw them all away.

Already we are hearing fear-mongering from both sides in this heated debate. On the one hand, Ukip and the feuding Leave campaigns have shamelessly seized on the events in Cologne at New Year to claim that British women will be at risk if the UK stays in Europe. On the other, David Cameron claims that the refugees he derides as a "bunch of migrants" in Calais will all descend on the other side of the Channel the minute Britain leaves the EU. The British public deserve better than this. Rather than constant mud-slinging and politicising of the world's biggest humanitarian crisis since the Second World War, we need a frank and honest debate about what is really at stake. Most importantly this should be a positive campaign, one that is fought on hope and not on fear. As we have a seen in Scotland, a referendum won through scare tactics alone risks winning the battle but losing the war.

The voice of business and civil society, from scientists and the police to environmental charities, have a crucial role to play in explaining how being in the EU benefits the British economy and enhances people's everyday lives. All those who believe in Britain's EU membership must not be afraid to speak out and make the positive case why being in Europe makes us more prosperous, stable and secure. Because at its heart this debate is not just about facts and figures, it is about what kind of country we want to be.

The Leave campaigns cannot agree what they believe in. Some want the UK to be an offshore, deregulated tax haven, others advocate a protectionist, mean-hearted country that shuts it doors to the world. As with so many populist movements, from Putin to Trump, they are defined not by what they are for but what they are against. Their failure to come up with a credible vision for our country's future is not patriotic, it is irresponsible.

This leaves the field open to put forward a united vision of Britain's place in Europe and the world. Liberal Democrats are clear what we believe in: an open, inclusive and tolerant nation that stands tall in the world and doesn't hide from it. We are not uncritical of the EU's institutions. Indeed as Liberals, we fiercely believe that power must be devolved to the lowest possible level, empowering communities and individuals wherever possible to make decisions for themselves. But we recognise that staying in Europe is the best way to find the solutions to the problems that don't stop at borders, rather than leaving them to our children and grandchildren. We believe Britain must put itself at the heart of our continent's future and shape a more effective and more accountable Europe, focused on responding to major global challenges we face.

Together in Europe we can build a strong and prosperous future, from pioneering research into life-saving new medicines to tackling climate change and fighting international crime. Together we can provide hope for the desperate and spread the peace we now take for granted to the rest of the world. And together we can show the world a generous, outward-facing Britain we can all be proud of. So if you agree then join the Liberal Democrat campaign today, to remain in together, and to stand up for the type of Britain you think we should be.