Educating the English Defence League

The EDL’s demonstration in Luton undermines efforts by British Muslims to tackle terrorism and extremism.

When members and supporters of the English Defence League demonstrate in Luton on Saturday they will display their genuine but misplaced fears about Islam as a source of violence, extremism and disloyalty to the UK. Sadly, and merely because they wear distinctive "Islamic" clothing, some of Luton's most loyal and effective opponents of terrorism, extremism and subversion will be targets of EDL hatred and violent intimidation. Not only is this grossly unjust, but it also increases the risk of further violence and intimidation of Muslims in Luton – a town the EDL calls the hub of militant Islam in the UK. Shortly after an earlier EDL demonstration in the town, the Luton Islamic Centre was firebombed and several Muslims were attacked in the street. Of particular concern was the fact that the attackers used an accelerant that increased the petrol bomb's capacity to cause harm and damage.

Even in the face of such provocation, the managers at the Luton Islamic Centre have been prepared to engage with their violent opponents and to provide education about Islam and Muslims to help disabuse young local EDL supporters of their misplaced fears. Interestingly, these brave Luton Muslims compare the leadership of the EDL with al-Muhajiroun, a fringe extremist Muslim group that uses many names including Islam 4 The UK to stir up hatred and provide the EDL with an erroneous image of Islam. Each extremist group, they say from local knowledge, feeds off the other. To demonstrate their point, the mosque managers led a successful campaign to challenge al-Muhajiroun on the streets of Luton. This robust action served to weaken al-Muhajiorun's street credibility among young local Muslims and also to educate the wider local community about the nature of Islam.

This is an important lesson in street education I have seen repeated in Brixton and Finsbury Park. Like the Luton Islamic Centre, Brixton Mosque for many years has been at the forefront of self-generated local action challenging and tackling fringe Muslim groups like al-Muhajiroun as well as the more serious but equally fringe support for al-Qaeda-inspired terrorism. To illustrate, the Brixton Muslims sent Anjem Choudhury, leader of al-Muhajiroun, and his supporters packing when they sought to promote hatred and disharmony in the local community in 2009. Most crucially, a crowd of young Muslims watched as the hitherto impressive and assured Choudhury was out-argued by his Brixton hosts before being despatched back to Ilford with his humiliated supporters in tow.

No doubt a hard core of EDL members would resist any serious attempts to educate them about Islam, but experience suggests that many young EDL supporters might be reassured about Islam and their Muslim neighbours if their concerns were taken seriously, and if they saw some of their role models begin to demonstrate support for Muslims and Islam.

If young supporters of the EDL were educated in much the same way as many racists have been educated in the past two decades, then we might begin to see a significant reduction in EDL membership and to the threat the organisation poses to public safety and social cohesion. That at least is the view of a group of Luton Town football supporters, who told me that the success of campaigns such as Let's Kick Racism Out of Football might be repeated to the detriment of EDL membership if they embraced the challenge of Islamophobia with the same enthusiasm.

For the main part, that means informal education in the classroom, in workplaces, at sporting events and at social gatherings. Role models are widely understood to have played critical roles in reducing racism in football, and that may well be significant, given the extent to which EDL draws support from football fans.

The recent BBC Newsnight report on the English Defence League perfectly illustrated this affinity with football culture and highlighted the urgent need to educate EDL supporters about the religion of Islam. In Luton, Nottingham and Birmingham, both new and established EDL members are shown expressing fears about Islam as a source of terrorism, extremism, subversion, barbarity and criminal sexual exploitation of women. If Islam was genuinely the kind of threat to England that these EDL members perceive it to be, then their anger and determination to oppose it might be justified. The fact that Islam is not the threat that the EDL and many citizens genuinely believe it to be should therefore be the basis of urgent remedial action at both the national and local level.

Given the alarming growth of EDL membership and support, there is an onus on all of us with knowledge of Islam to help educate EDL members and supporters about Islam and Muslims. Or perhaps it would be more accurate to suggest that the EDL needs re-educating about Islam. The Newsnight report itself and Jeremy Paxman's subsequent interview with the EDL leader Stephen Lennon (aka "Tommy Robinson") illustrate how EDL organisers have spent much of the past two years learning about Islam. Unfortunately, they have drawn their new knowledge from a vast array of inaccurate, Islamophobic literature that has become widespread during the last decade.

While Paxman did his best to point out the deficiencies in EDL understanding of Islam, it became sufficiently clear that Lennon's personal experience in his home town of Luton required knowledge about Islam and Muslims that Paxman does not possess. Instead, these lessons are best provided by Muslims in Luton, Brixton, Finsbury Park and the many other towns and communities where such problems arise.

Dr Robert Lambert is co-director of the European Muslim Research Centre (EMRC) at the University of Exeter. He was previously head of the Muslim Contact Unit (MCU) in the Metropolitan Police.

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I was wrong about Help to Buy - but I'm still glad it's gone

As a mortgage journalist in 2013, I was deeply sceptical of the guarantee scheme. 

If you just read the headlines about Help to Buy, you could be under the impression that Theresa May has just axed an important scheme for first-time buyers. If you're on the left, you might conclude that she is on a mission to make life worse for ordinary working people. If you just enjoy blue-on-blue action, it's a swipe at the Chancellor she sacked, George Osborne.

Except it's none of those things. Help to Buy mortgage guarantee scheme is a policy that actually worked pretty well - despite the concerns of financial journalists including me - and has served its purpose.

When Osborne first announced Help to Buy in 2013, it was controversial. Mortgage journalists, such as I was at the time, were still mopping up news from the financial crisis. We were still writing up reports about the toxic loan books that had brought the banks crashing down. The idea of the Government promising to bail out mortgage borrowers seemed the height of recklessness.

But the Government always intended Help to Buy mortgage guarantee to act as a stimulus, not a long-term solution. From the beginning, it had an end date - 31 December 2016. The idea was to encourage big banks to start lending again.

So far, the record of Help to Buy has been pretty good. A first-time buyer in 2013 with a 5 per cent deposit had 56 mortgage products to choose from - not much when you consider some of those products would have been ridiculously expensive or would come with many strings attached. By 2016, according to Moneyfacts, first-time buyers had 271 products to choose from, nearly a five-fold increase

Over the same period, financial regulators have introduced much tougher mortgage affordability rules. First-time buyers can be expected to be interrogated about their income, their little luxuries and how they would cope if interest rates rose (contrary to our expectations in 2013, the Bank of England base rate has actually fallen). 

A criticism that still rings true, however, is that the mortgage guarantee scheme only helps boost demand for properties, while doing nothing about the lack of housing supply. Unlike its sister scheme, the Help to Buy equity loan scheme, there is no incentive for property companies to build more homes. According to FullFact, there were just 112,000 homes being built in England and Wales in 2010. By 2015, that had increased, but only to a mere 149,000.

This lack of supply helps to prop up house prices - one of the factors making it so difficult to get on the housing ladder in the first place. In July, the average house price in England was £233,000. This means a first-time buyer with a 5 per cent deposit of £11,650 would still need to be earning nearly £50,000 to meet most mortgage affordability criteria. In other words, the Help to Buy mortgage guarantee is targeted squarely at the middle class.

The Government plans to maintain the Help to Buy equity loan scheme, which is restricted to new builds, and the Help to Buy ISA, which rewards savers at a time of low interest rates. As for Help to Buy mortgage guarantee, the scheme may be dead, but so long as high street banks are offering 95 per cent mortgages, its effects are still with us.