Indian Overseas Bank (IOB) is an India based financial institute engaged in providing banking products and services. The bank provides its products and services to the sectors like personal banking which comprises of saving bank, current account, term deposit, retail loans, home loans, mortgage and various kinds of trade credit facilities. IOB also offers a wide range of NRI accounts like non resident accounts (NRE), NRI remittances, foreign exchange reserves (FOREX) collections services, agri business consultancy and e-banking services. Apart from this the bank also serves the customer of corporate banking as in like Medium & Large Industries , IT & Ites BPO, Merchant Banking and Cash Management Services. Additionally the bank provides services to rural, forex, government business, tenders, citizen charter and a number of customer services. IOB also operates internationally. It has operations running in Hong Kong, Singapore, South Korea, Sri Lanka, Thailand, China, Malaysia and Vietnam. The bank is headquartered in Chennai, India.