The Travelers Companies, Inc. (Travelers) is formerly known as The St. Paul Travelers Companies, Inc., is a holding company engaged in providing property casualty insurance and surety products and of risk management services. The company offers wide range of commercial, personal property and casualty insurance products and services to businesses, government units, associations and individuals. Travelers provide insurance products and services through a wide network of insurers. It has major operations in the US, Canada, Ireland and the UK. The company is headquartered in New York, the US.