The coalition's support fund won't protect the disabled from the bedroom tax

The £30m fund promised by David Cameron will cover just £2.71 of the £14-a-week loss in housing benefit facing disabled claimants.

By far the most troubling aspect of the "bedroom tax", which comes into effect on 1 April, is the impact it will have on the disabled. The policy, which will see housing benefit reduced by 14 per cent for those deemed to have one spare room and by 25 per cent for those with two or more, currently takes no account of those families for whom this additional space is not a luxury but a necessity. For instance, a disabled person who suffers from disrupted sleep may be unable to share a room with their partner, likewise a disabled child with their brothers and sisters. The same applies to those recovering from an illness or an operation.

While those disabled tenants who receive overnight care from a non-residential carer will not be charged for an extra room, those who live with their carer (such as a family member) will have their housing benefit reduced. Of the 660,000 social housing tenants that will be affected, the DWP estimates that 420,000 are disabled. From April, they will be forced to pay an average of £14 a week more in rent or an extra £728 a year. As a result, many face the unpalatable choice of either falling into arrears or downsizing to a property unsuitable for their needs.

When challenged to defend the decision not to exempt the disabled from the measure, David Cameron has insisted that the most vulnerable tenants will be protected by the £50m Discretionary Housing Payments (DHP) fund. At last week's PMQs, he said:

This government always puts disabled people first and that is why we have protected disabled benefits. Specifically on the issue that he raises, there is the £50m fund to support people affected by the under-occupancy measure.

But new research published today by the National Housing Federation shows just how inadequate this support is. First, of the £50m referred to by Cameron, £20m comes from general DHP funding, which must cover a wide range of claimants struggling to pay their rent, not just those hit by the bedroom tax. Second, were the remaining £30m to be distributed equally among every claimant of Disability Living Allowance affected (229,803 in total), they would each receive just £2.51 per week, compared to the average weekly loss in housing benefit of £14. With the fund also intended to support foster families, whose children are not counted as part of the household for benefit purposes, the disabled may not even receive this paltry amount.

In a recent letter to George Osborne calling for the disabled to be exempt from the cut, the heads of seven charities, including Carers UK, Mencap and Macmillan Cancer support, cited two typical cases (see Frances Ryan's recent NS post for others).

Jean and Carl live in a two bedroom house. Carl has suffered from serious health complications for years and is now unable to work as a result of a series of operations and treatment. Jean juggles caring for her husband with a job at a local supermarket. They are unable to share a room because Carl’s condition causes very disrupted sleep and if they share Jean cannot sleep. Her shifts at work mean she frequently has to be up at 4am and she would simply be unable to do this if she could not get a good night’s sleep. They fear they will not be able to make up the shortfall in their Housing Benefit and if forced to downsize Jean is worried about her ability to do her job if she is unable to sleep properly (names changed to preserve anonymity).
 
Jodie has two sons Kian, aged eight and Ashton, aged seven who has Down’s Syndrome and Autism. Ashton does not sleep. He wakes through out the night and head butts the wall. Jodie has to get up and calm him several times a night. Jodie was going to be housed in a two bed house, but the social worker and the family doctor said that they needed an extra room, because of Ashton’s care needs. Ashton at times has difficult behaviour and Kian needs his own space for his health and wellbeing and for his performance at school.
It these personal stories that Labour believes could turn public opinion against the government on welfare reform. Shadow work and pensions minister Liam Byrne will launch a new party campaign against the bedroom tax in Hull today, where 4,700 tenants will be affected by the policy but where there are just 73 one and two bedroom properties available to let. Unsurprisingly, Byrne will remind voters that five days after the bedroom tax is introduced, the government will reduce the top rate of income tax from 50p to 45p, benefiting 8,000 millionaires by an average of £107,500 a year (see the recently-launched "Tory Millionaire's Day" campaign).
 
Coalition ministers remain confident that the public will accept the logic of the policy. Private sector tenants do not receive a "spare room subsidy" (as Tory chairman Grant Shapps has dubbed it), so why should those in social housing? In addition, they will challenge Labour to say how it would raise the £1.05bn the policy will save over the next two years (although housing experts have said savings could be limited or even non-existent as families are forced into the private sector, where rents are higher, leading to a consequent rise in the housing benefit bill). Would it cut spending on schools and hospitals instead? But the politically toxic decision to reduce taxes for the highest earners has made every spending cut that much harder to justify.
Work and Pensions Secretary Iain Duncan Smith outside Number 10 Downing Street. Photograph: Getty Images.

George Eaton is political editor of the New Statesman.

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Let's face it: supporting Spurs is basically a form of charity

Now, for my biggest donation yet . . .

I gazed in awe at the new stadium, the future home of Spurs, wondering where my treasures will go. It is going to be one of the architectural wonders of the modern world (football stadia division), yet at the same time it seems ancient, archaic, a Roman ruin, very much like an amphitheatre I once saw in Croatia. It’s at the stage in a new construction when you can see all the bones and none of the flesh, with huge tiers soaring up into the sky. You can’t tell if it’s going or coming, a past perfect ruin or a perfect future model.

It has been so annoying at White Hart Lane this past year or so, having to walk round walkways and under awnings and dodge fences and hoardings, losing all sense of direction. Millions of pounds were being poured into what appeared to be a hole in the ground. The new stadium will replace part of one end of the present one, which was built in 1898. It has been hard not to be unaware of what’s going on, continually asking ourselves, as we take our seats: did the earth move for you?

Now, at long last, you can see what will be there, when it emerges from the scaffolding in another year. Awesome, of course. And, har, har, it will hold more people than Arsenal’s new home by 1,000 (61,000, as opposed to the puny Emirates, with only 60,000). At each home game, I am thinking about the future, wondering how my treasures will fare: will they be happy there?

No, I don’t mean Harry Kane, Danny Rose and Kyle Walker – local as well as national treasures. Not many Prem teams these days can boast quite as many English persons in their ranks. I mean my treasures, stuff wot I have been collecting these past 50 years.

About ten years ago, I went to a shareholders’ meeting at White Hart Lane when the embryonic plans for the new stadium were being announced. I stood up when questions were called for and asked the chairman, Daniel Levy, about having a museum in the new stadium. I told him that Man United had made £1m the previous year from their museum. Surely Spurs should make room for one in the brave new mega-stadium – to show off our long and proud history, delight the fans and all those interested in football history and make a few bob.

He mumbled something – fluent enough, as he did go to Cambridge – but gave nothing away, like the PM caught at Prime Minister’s Questions with an unexpected question.

But now it is going to happen. The people who are designing the museum are coming from Manchester to look at my treasures. They asked for a list but I said, “No chance.” I must have 2,000 items of Spurs memorabilia. I could be dead by the time I finish listing them. They’ll have to see them, in the flesh, and then they’ll be free to take away whatever they might consider worth having in the new museum.

I’m awfully kind that way, partly because I have always looked on supporting Spurs as a form of charity. You don’t expect any reward. Nor could you expect a great deal of pleasure, these past few decades, and certainly not the other day at Liverpool when they were shite. But you do want to help them, poor things.

I have been downsizing since my wife died, and since we sold our Loweswater house, and I’m now clearing out some of my treasures. I’ve donated a very rare Wordsworth book to Dove Cottage, five letters from Beatrix Potter to the Armitt Library in Ambleside, and handwritten Beatles lyrics to the British Library. If Beckham and I don’t get a knighthood in the next honours list, I will be spitting.

My Spurs stuff includes programmes going back to 1910, plus recent stuff like the Opus book, that monster publication, about the size of a black cab. Limited editions cost £8,000 a copy in 2007. I got mine free, as I did the introduction and loaned them photographs. I will be glad to get rid of it. It’s blocking the light in my room.

Perhaps, depending on what they want, and they might take nothing, I will ask for a small pourboire in return. Two free tickets in the new stadium. For life. Or longer . . . 

Hunter Davies is a journalist, broadcaster and profilic author perhaps best known for writing about the Beatles. He is an ardent Tottenham fan and writes a regular column on football for the New Statesman.

This article first appeared in the 16 February 2017 issue of the New Statesman, The New Times