Is New Jersey in any state to vote tonight?

The legitimacy of the election result in New Jersey will be undermined as residents are still struggling to cope with the damage and devastation of SuperStorm Sandy.

A weary police officer sat in his squad car Monday evening, blocking passage to one of the Sayreville, New Jersey neighborhoods most severely devastated by SuperStorm Sandy. Parts of Sayreville, which sits along the Raritan River in Middlesex County, had long been accustomed to occasional flooding. But they never anticipated anything like what Sandy – not even technically a hurricane when it made landfall on Margate City, NJ, by the way - has wrought.

“Five of my colleagues lost everything, you know,” the exhausted officer – who asked not to be identified – sighed. “Their houses are totally unlivable; foundations washed out, structures corrupted.” I was not permitted to view the neighborhood, said the officer, on the ground that residents were angry about gawkers taking photos and leery of potential looters. There had been reports of miscreants swiping damaged items from  people’s front lawns, he revealed, and such people would blame the officer himself for allowing in further intruders. A homemade placard affixed to a street sign sternly warned all non-residents: “If you don't live here, stay out!!! Let us clean up. Don't take anything!!! We will call police on you.” He said Sayreville officers had just arrested several men for attempting to steal 80 gallons of gasoline from a boat that had gotten lodged in a marsh.

Garbage and debris were strewn all over town; powerlines and various infrastructure were still knocked to the ground; queues of cars clogged the main drag, because most traffic lights were offline. Assorted emergency sirens blinkered endlessly. A huge portion of the population had left town to stay with friends, relatives, or whomever.

And yet these people are supposed to vote today? That’s an absurd proposition. No election held in Sayreville – or, indeed, the whole of New Jersey – should be considered at all legitimate. I have spoken with so many people who are absolutely in no position to exercise their franchise.

Ida Pajack, who was walking outside her home in a retirement community, told me she did not know where to vote given all the flood damage, and probably would not even bother. And under normal circumstances, she always votes. “But it’s been terrible,” she said. “I’m 83, you know, and we can’t cook. Terrible.” She and her daughter, who is pregnant, remained without power or heat. (It has gotten extremely cold in the tri-state area). “She’s afraid for her little one, due in December,” Pajack told me.

Inside a darkened pizza parlor, George Dalla cooked free pies to be delivered to needy senior citizens like Pajack. Dalla, who lives in nearby Spotswood, of course had no power, and also said he would not be voting today (for Romney) due to storm-related problems. Stories like these are disturbingly common, and amount to disenfranchisement. A FEMA notice was posted in the parlor’s front window. Harry Kruschik, waiting for a pie, described his town’s vacancy thusly: “On our street, there are two neighbours on either side. All of them left.” His wife, Leona, said the powerplant she works at one town over still had no phone service. Neither planned on voting.

There was a disquieting mood about these Sayreville neighborhoods. The local right-wing talk radio station, NJ 101.5, had been hyping rumours of looting, which some residents cited as a source of anxiety. Many are now distrustful of outsiders.

“Everybody here is so discouraged about what happened,” said homeowner Ralph Bentecourt, sounding forlorn. He would have voted for Obama, but no longer plans to turn out. His entire first floor flooded, wrecking countless possessions; water-logged vinyl records sat on his back porch, looking weirdly out of place.

Bentecourt produced for me a letter dated 26 July, 2010 from Chase Home Finance LLC, which handles his mortgage, informing him that his property is “no longer located in a Special Flood Hazard Area,” and therefore he was no longer required to purchase flood insurance. So, understandably, he does not have flood insurance on his flood-damaged house. As you might imagine, voting is probably the furthest thing from Bentecourt’s (and his wife’s) mind. He is still clearing out debris. During the storm, his backyard resembled some kind of post-apocalyptic lake.

There was a sense in Sayreville that a wave of depression and stasis had only just begun to settle in. Expecting these recently-traumatised people, many of whom lost virtually everything, to prioritise voting today is simply cruel. And this is just one town. The situation across New Jersey is dire. Gasoline has been rationed; long lines to fill up are ubiquitous. The Port of Newark, a massively important trade hub, was damaged and shut down. Frigid temperatures pose additional danger. Hundreds of thousands still have no electricity.

Local officials are doing all they can under extraordinary circumstances. However: disenfranchisement is disenfranchisement. Though low turnout probably favours Romney, the outcome today will be illegitimate regardless of who wins.

A damaged house in Beach Haven, New Jersey. Photograph: Getty Images
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Single parent families are already struggling - universal credit is making things worse

Austerity and financial hardship are not inevitable – politicians have a choice.

“I don’t live, I merely keep existing”. So says one single parent in Gingerbread’s final report from a project tracking single parent finances since 2013. Their experience is typical of single parents across the country. The majority we surveyed are struggling financially and three-quarters have had to borrow from friends, family or lenders to make ends meet.

This is not the story that the government wants to hear. With a focus on a jobs boom and a promise to "make work pay", a relentlessly positive outlook shines from the DWP. The reality is somewhat different. Benefit cuts have taken their toll, and single parents have been among the hardest hit. Estimates suggest over six per cent of their annual income was lost through reforms under the 2010-15 government. The 2015 Summer Budget cuts will add another 7.6 per cent loss on top by 2020, even after wage and tax gains.

What’s more, for all the talk of tackling worklessness, working families have not escaped unscathed. Single parent employment is at a record high – thanks in no small part to their own tenacity in a tough environment. But the squeeze on incomes has hit those in work too. The original one per cent cap on uprating benefits meant a single parent working part-time lost around £900 over three years. Benefits are now frozen, rapidly losing value as inflation rises. On top of stagnant and often low pay and high living costs, it’s perhaps unsurprising that we found working single parents surveyed just as likely to run out of money as those out of work – shockingly, around half didn’t have enough to reach the end of the month.

Single parent families – along with many others on low incomes – are being pushed into precarious financial positions. One in eight single parents had turned to emergency provision, including payday lenders and food banks. Debt in particular casts a long shadow over families. A third of single parents surveyed were behind on payments, and they described how debt often lingers for a long time as they struggle to pay it off from already stretched budgets.

All of this may be depressingly familiar to some – but it comes at something of a crossroads for politicians. With the accelerated roll-out of universal credit around the corner, the government risks putting many more people under significant strain – and potentially into debt. Encouragingly, the increasing noise around the delays to a first payment is raising red flags across political parties. Perhaps most alarming is that delays are not purely administrative, but deliberate – they reflect in-built, intentional, cost-saving measures. These choices serve no constructive purpose: they risk debt and anxiety for families the government intended to help, and costs for the services left to pick up the pieces.

But will the recent warning signs be enough? Despite new data showing around half of new claimants needed "advance payments" (loans to deal with financial hardship while waiting for a first payment), the Department for Work and Pensions stuck doggedly to its lines, lauding the universal credit project that “lies at the heart of welfare reform to help “people to improve their lives”.

And, as valuable as additional scrutiny is, must we wait for committees to gather and report on yet more evidence, and for the National Audit Office to forensically examine and report on progress once again? The reality is glaringly evident. Families have already been pushed to the brink without universal credit. Those entering the new system – and those supporting them, including councils – have made it abundantly clear that moving onto universal credit makes things worse for too many.

This is not to dismiss universal credit in its entirety. It’s hard to argue with the original intention to simplify the benefit system and make sure work pays. It was always going to be an ambitious (possibly over-ambitious) project. But salami slicing the promised support – from the added seven day "waiting period" for a first payment, to the slashed work allowances intended to herald improved work incentives – leaves us with a system that won’t merely overpromise and under-deliver, but endanger many families’ already fragile financial security. The impact should not be underestimated – this is not just about finances, but families’ lives and the emotional stress and turmoil that can follow.

With increasing political and economic uncertainty, with Brexit looming, this is not the time for petty leadership squabbles, but a time to reassure voters and revitalise the government’s promises to the nation. The DWP committed to a "test and learn" approach to rolling out universal credit – to pause and fix these urgent problems is no U-turn. And of course, the Prime Minister promised a transformed social justice agenda, tackling the "burning injustices" of the day. Nearly all of the UK’s 2 million single parent families will be eligible for universal credit once it is fully rolled out; making this flagship support fit for purpose would surely be a good place to start.

Sumi Rabindrakumar is a research officer at single parents charity Gingerbread.