Five reasons why "smart cards" for benefits claimants are a bad idea

Iain Duncan Smith's latest proposal betrays a lack of understanding of the real problems faced by "troubled families".

"Troubled families" could receive their welfare payments on smart cards, rather than in cash. In a move close to satire, Iain Duncan Smith has asked his Work and Pensions officials to see if certain groups should be legally barred from spending their benefits on alcohol and cigarettes.
By being given a "card", the 120,000 families dubbed "troubled" earlier this year would only be able to use welfare to buy things like food, clothing, and housing.

As the Telegraph points out, this would require a change in the law. The government cannot currently stipulate how people spend their benefits. There's probably a reason for that. In fact, I've come up with five.

1. Paternalistic

Explaining his thinking, Duncan Smith has said:

I am looking at the moment at ways in which we could ensure that money we give them to support their lives is not used to support a certain lifestyle. I am certainly looking at it – I am going through that in some detail… With the use of cards, we are looking at that to see if we can do something.

The language is pretty telling. Welfare isn’t an entitlement but something the government "gives"; pocket money bestowed to the children by a patient (and increasingly strict) father. A troubled family is one who spends what they’re given on a "certain lifestyle"; one deemed inappropriate.

What’s interference for the rich is assistance for the poor.

Putting to one side the morality of dictating what people spend their benefits on, it’s an idea that only encourages the dehumanising effect of the "troubled family" categorisation.  Already deemed the problem element at the bottom rung of society, they’re now not even capable of making their own decisions. Conservative insistence on "responsibility" is abandoned for the group who need chaperoning to spend money. And why shouldn’t they? These people use their children’s food money to buy vodka.

2. "Troubled" equals poor or disabled

In fact, the government has always seemed unsure who these people are. According to its own guidelines, a "troubled family" is one that meets five out of seven criteria: having a low income; no one in the family who is working; poor housing; parents who have no qualifications; where the mother has a mental health problem; one parent has a long-standing illness or disability; and where the family is unable to afford basics, including food and clothes.

This seems rather different to "people who are using benefits to fund a habit and [their] children are going hungry", Duncan Smith is said to be targeting. It’s because the definition of "troubled family" conflates poverty, ill health, unemployment and criminality. Duncan Smith talks about drug addicts and alcoholics but one look at the government’s definition means he’s referring largely to the poor and disabled. His proposal to deal with people who don’t buy their children food because they’re drug addicted would in fact target people who don’t buy food because they can’t afford it.

3. No understanding of the problem

Even if "troubled families" were households where a parent was an addict, changing the way their benefits are paid is unlikely to change that. The belief that it would reflects not only a poor understanding of addiction but the wider thinking behind the entire "troubled family" initiative: the problem is one of individual failure and the government is not there to provide help.  

Despite what conservative rhetoric about the "deserving" and "underserving" poor rhetoric suggests, there’s rarely a clean divide between the problems that affect people’s lives. Someone who is sick, funnily enough, can also be an addict.

4. No understanding of disability

Due to the practicality of monitoring what’s in people’s trolleys, it’s unlikely that a "welfare card" will be accepted everywhere. Many people with a disability or long-term health problem use online shopping (often, in fact, a stipulation of their care plan in order to cut costs of providing assistance). Others are only able to use their local shop because of transport problems. Putting controls on what disabled people can buy can make it difficult for them to buy anything.

5. Oh, and no understanding of the facts

The government aren’t just unsure who "troubled families" are. Fact checks show they’re not sure how much they’re costing the state or how many there are

This may partly be because the original policy, designed to deal with 120,000 families, was based on interviews conducted with 16 families. It may also be because the much used 120,000 number is a figure drawn from one piece of research conducted eight years ago. It's not just the mortality of the policy that's flawed, then, but the data it’s born from.  

It seems telling someone how to spend their benefits meets at least five criteria of "troubled." By Duncan Smith’s own thinking, that means we’ve got a problem.

Frances Ryan is a freelance writer and political researcher at the University of Nottingham.

She tweets as @frances__ryan.

Work and Pensions Secretary Iain Duncan Smith speaks at last month's Conservative conference in Birmingham. Photograph: Getty Images.

Frances Ryan is a journalist and political researcher. She writes regularly for the Guardian, New Statesman, and others on disability, feminism, and most areas of equality you throw at her. She has a doctorate in inequality in education. Her website is here.

Getty
Show Hide image

This is no time for a coup against a successful Labour leader

Don't blame Jeremy Corbyn for the Labour Party's crisis.

"The people who are sovereign in our party are the members," said John McDonnell this morning. As the coup against Jeremy Corbyn gains pace, the Shadow Chancellor has been talking a lot of sense. "It is time for people to come together to work in the interest of the country," he told Peston on Sunday, while emphasising that people will quickly lose trust in politics altogether if this internal squabbling continues. 

The Tory party is in complete disarray. Just days ago, the first Tory leader in 23 years to win a majority for his party was forced to resign from Government after just over a year in charge. We have some form of caretaker Government. Those who led the Brexit campaign now have no idea what to do. 

It is disappointing that a handful of Labour parliamentarians have decided to join in with the disintegration of British politics.

The Labour Party had the opportunity to keep its head while all about it lost theirs. It could have positioned itself as a credible alternative to a broken Government and a Tory party in chaos. Instead we have been left with a pathetic attempt to overturn the democratic will of the membership. 

But this has been coming for some time. In my opinion it has very little to do with the ramifications of the referendum result. Jeremy Corbyn was asked to do two things throughout the campaign: first, get Labour voters to side with Remain, and second, get young people to do the same.

Nearly seven in ten Labour supporters backed Remain. Young voters supported Remain by a 4:1 margin. This is about much more than an allegedly half-hearted referendum performance.

The Parliamentary Labour Party has failed to come to terms with Jeremy Corbyn’s emphatic victory. In September of last year he was elected with 59.5 per cent of the vote, some 170,000 ahead of his closest rival. It is a fact worth repeating. If another Labour leadership election were to be called I would expect Jeremy Corbyn to win by a similar margin.

In the recent local elections Jeremy managed to increase Labour’s share of the national vote on the 2015 general election. They said he would lose every by-election. He has won them emphatically. Time and time again Jeremy has exceeded expectation while also having to deal with an embittered wing within his own party.

This is no time for a leadership coup. I am dumbfounded by the attempt to remove Jeremy. The only thing that will come out of this attempted coup is another leadership election that Jeremy will win. Those opposed to him will then find themselves back at square one. Such moves only hurt Labour’s electoral chances. Labour could be offering an ambitious plan to the country concerning our current relationship with Europe, if opponents of Jeremy Corbyn hadn't decided to drop a nuke on the party.

This is a crisis Jeremy should take no responsibility for. The "bitterites" will try and they will fail. Corbyn may face a crisis of confidence. But it's the handful of rebel Labour MPs that have forced the party into a crisis of existence.

Liam Young is a commentator for the IndependentNew Statesman, Mirror and others.