The best things in life are free – unless Hampstead’s horrible hedgies get their way

A parked Bentley with the number plate I H8 TAX summarises everything that's going wrong with our beloved Heath.

Once again, towards the end of the month, money starts getting tight, but the weather is still lovely and holiday-type things must be done – so, what to do? The Wallace Collection, for a start: that’s good free fun. It is, for some reason, an incredibly sexy place and not just because it has that amusing Fragonard showing a young man looking up the skirt of a girl on a swing.
 
Everything there is voluptuous somehow and Howard Jacobson chose well when he made it the scene of a lover’s tryst in his novel The Act of Love. That takes care of one afternoon, then.
 
Loafing around Regent’s Park with some bread, cheese and a chilled bottle takes care of another; but the third afternoon is the best, because someone has paid me unexpectedly early and although I could hardly call myself in rude financial health, I can at least top up the Oyster card and go somewhere on public transport. I’m only going to Hampstead Heath – my fellow columnist Mr Self regards pretty much everywhere on the mainland as being within walking distance, which I think is rather splendid, but I am not going to inflict a three-mile walk to the Heath on the Beloved, especially as we are going to be walking around a lot when we get there. Also, as she is not a native Londoner, she has never seen the Heath before and I am rather keen on introducing her to it.
 
The Heath figures prominently in the childhood of anyone who grew up, as I did, anywhere near it. I don’t think there was ever a time when I was not aware of it, of its improbable vastness in the middle of the city. And the older I get, the more amazing I consider it. As readers of this magazine will be acutely aware, these are terrible times, with our freedoms under threat from all sides – from freedom of association to the meanest use of the word “free”: that is, free from cost. You can still, thank goodness, just bowl up to the Heath and walk straight in. (I gather you are now supposed to pay to use the swimming ponds, which is academic for me, as the days in which I would expose my body clad in swimming trunks to the world have passed.)
 
So, one beaming Thursday, we do just that, along with a couple of buddies who know the Heath at least as well as I do – and it is marvellous. We do see some Lycra-wearing people walking up and then down, and then up and then down our chosen hill again, using those extremely silly walking poles, but they, too, have their liberty, so we confine ourselves to mild mockery while we eat our picnic.
 
Eventually our friends peel off and the B and I are alone, so I show her through paths I remember from my childhood to the tree you can climb inside, and then on, using only my nose to guide me, to the Spaniards Inn for a pint. I note with approval the blue plaque on the house next to it, which reminds us of Henrietta and Samuel Barnett, Christian socialist reformers who did much to make Hampstead such a pleasant place and to lift the poor out of squalor. It is on the way back to the Hovel that I notice the Bentley parked outside one of the impossibly adorable houses in the higgledy-piggledy streets between the Heath and Heath Street. It’s not so much the Bentley itself – after all, London is now seething with them – it’s the number plate: I H8 TAX. You geddit?
 
Now, while the relationship between the taxman and me is not a simple and straightforward one, it is a matter of my own incompetence rather than outright objection to the principle. So I am not, I must confess, very amused to see this number plate. It is not hard to come to some ungenerous conclusions about the charming man – it will be a man – who thinks this is a terrific joke.
 
I think back to the plaque for the Barnetts on their old home by the pub and speculate about the kind of people who now buy such properties. I imagine a London a hundred years hence and the plaques that will decorate the walls of Hampstead. “—, hedge-fund manager, lived here from 2012-2040.” “So and so, arms dealer, lived here off the blood of thousands between 2000 and 2020.”
 
You get the idea. We are living in an age that would seem to consider the very idea of positive social reform as a quaint mug’s game. London is now a playground for the rich and they have had enough of being within smelling distance of the poor. I am also aware that the body responsible for Hampstead Heath is the shadowy City of London Corporation and I wonder how long it will be before its overlords monetise it.
Ice cream on Hampstead Heath, sunglasses optional. Photograph: Getty Images.

Nicholas Lezard is a literary critic for the Guardian and also writes for the Independent. He writes the Down and Out in London column for the New Statesman.

This article first appeared in the 09 September 2013 issue of the New Statesman, Britain alone

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In your 30s? You missed out on £26,000 and you're not even protesting

The 1980s kids seem resigned to their fate - for now. 

Imagine you’re in your thirties, and you’re renting in a shared house, on roughly the same pay you earned five years ago. Now imagine you have a friend, also in their thirties. This friend owns their own home, gets pay rises every year and has a more generous pension to beat. In fact, they are twice as rich as you. 

When you try to talk about how worried you are about your financial situation, the friend shrugs and says: “I was in that situation too.”

Un-friend, right? But this is, in fact, reality. A study from the Institute for Fiscal Studies found that Brits in their early thirties have a median wealth of £27,000. But ten years ago, a thirty something had £53,000. In other words, that unbearable friend is just someone exactly the same as you, who is now in their forties. 

Not only do Brits born in the early 1980s have half the wealth they would have had if they were born in the 1970s, but they are the first generation to be in this position since World War II.  According to the IFS study, each cohort has got progressively richer. But then, just as the 1980s kids were reaching adulthood, a couple of things happened at once.

House prices raced ahead of wages. Employers made pensions less generous. And, at the crucial point that the 1980s kids were finding their feet in the jobs market, the recession struck. The 1980s kids didn’t manage to buy homes in time to take advantage of low mortgage rates. Instead, they are stuck paying increasing amounts of rent. 

If the wealth distribution between someone in their 30s and someone in their 40s is stark, this is only the starting point in intergenerational inequality. The IFS expects pensioners’ incomes to race ahead of workers in the coming decade. 

So why, given this unprecedented reversal in fortunes, are Brits in their early thirties not marching in the streets? Why are they not burning tyres outside the Treasury while shouting: “Give us out £26k back?” 

The obvious fact that no one is going to be protesting their granny’s good fortune aside, it seems one reason for the 1980s kids’ resignation is they are still in denial. One thirty something wrote to The Staggers that the idea of being able to buy a house had become too abstract to worry about. Instead:

“You just try and get through this month and then worry about next month, which is probably self-defeating, but I think it's quite tough to get in the mindset that you're going to put something by so maybe in 10 years you can buy a shoebox a two-hour train ride from where you actually want to be.”

Another reflected that “people keep saying ‘something will turn up’”.

The Staggers turned to our resident thirty something, Yo Zushi, for his thoughts. He agreed with the IFS analysis that the recession mattered:

"We were spoiled by an artificially inflated balloon of cheap credit and growing up was something you did… later. Then the crash came in 2007-2008, and it became something we couldn’t afford to do. 

I would have got round to becoming comfortably off, I tell myself, had I been given another ten years of amoral capitalist boom to do so. Many of those who were born in the early 1970s drifted along, took a nap and woke up in possession of a house, all mod cons and a decent-paying job. But we slightly younger Gen X-ers followed in their slipstream and somehow fell off the edge. Oh well. "

Will the inertia of the1980s kids last? Perhaps – but Zushi sees in the support for Jeremy Corbyn, a swell of feeling at last. “Our lack of access to the life we were promised in our teens has woken many of us up to why things suck. That’s a good thing. 

“And now we have Corbyn to help sort it all out. That’s not meant sarcastically – I really think he’ll do it.”