Five questions answered on the new child benefit cuts taking effect today

Families earning over a certain amount will today lose their child benefit. We answer five questions on the changes to the UK child benefit system.

How much do you have to be earning to lose your child benefit?

Under the new legislation families with one parent earning more than £50,000 will lose part of their child benefit. If one parent earns more than £60,000 their child benefit will be withdrawn altogether.

What these families will actually be losing is £20.30 a week paid for the first child and £13.40 a week for every child after that until the age of 16 or 18, if they are still full time education, in some cases this may continue until the child is 20.

How much does the government hope to save with this new benefit scheme?

Approximately £1.5bn a year, which will be used to help reduce the deficit.

What are critics of the changes saying?

Critics have pointed out that two parents earning £49,000 a year will keep their benefit, while a family with one parent working who earns £51,000 will lose their benefit even though jointly they have a smaller household income.

They also point out that those who never opted out of child benefit by the deadline will now have to fill out a self assessment tax form creating complexity in the system.

If someone or their partner keeps claiming child benefit when now not entitled to it the money will have to be clawed back by High Income Child Benefit Charge run by the HMRC after the recipient declares it in a self assessment tax form.

The Institute of Fiscal Studies (IFS) estimates that 500,000 extra people might have to fill in these forms as a result of the change.

How many people will be affected by the cuts?

It is estimated that more than a million will be affected by the changes with the IFS estimating people could lose about £1,300 a year.

What has the treasury said?

A Treasury spokesman told the BBC: "Withdrawing child benefit on the basis of the combined family income would require intrusive means-testing of all eight million households getting child benefit. The way we are doing it is simpler for the vast majority of families."

A baby, about to lose its benefits. Photograph: Getty Images

Heidi Vella is a features writer for Nridigital.com

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PMQs review: Jeremy Corbyn turns "the nasty party" back on Theresa May

The Labour leader exploited Conservative splits over disability benefits.

It didn't take long for Theresa May to herald the Conservatives' Copeland by-election victory at PMQs (and one couldn't blame her). But Jeremy Corbyn swiftly brought her down to earth. The Labour leader denounced the government for "sneaking out" its decision to overrule a court judgement calling for Personal Independence Payments (PIPs) to be extended to those with severe mental health problems.

Rather than merely expressing his own outrage, Corbyn drew on that of others. He smartly quoted Tory backbencher Heidi Allen, one of the tax credit rebels, who has called on May to "think agan" and "honour" the court's rulings. The Prime Minister protested that the government was merely returning PIPs to their "original intention" and was already spending more than ever on those with mental health conditions. But Corbyn had more ammunition, denouncing Conservative policy chair George Freeman for his suggestion that those "taking pills" for anxiety aren't "really disabled". After May branded Labour "the nasty party" in her conference speech, Corbyn suggested that the Tories were once again worthy of her epithet.

May emphasised that Freeman had apologised and, as so often, warned that the "extra support" promised by Labour would be impossible without the "strong economy" guaranteed by the Conservatives. "The one thing we know about Labour is that they would bankrupt Britain," she declared. Unlike on previous occasions, Corbyn had a ready riposte, reminding the Tories that they had increased the national debt by more than every previous Labour government.

But May saved her jibe of choice for the end, recalling shadow cabinet minister Cat Smith's assertion that the Copeland result was an "incredible achivement" for her party. "I think that word actually sums up the Right Honourable Gentleman's leadership. In-cred-ible," May concluded, with a rather surreal Thatcher-esque flourish.

Yet many economists and EU experts say the same of her Brexit plan. Having repeatedly hailed the UK's "strong economy" (which has so far proved resilient), May had better hope that single market withdrawal does not wreck it. But on Brexit, as on disability benefits, it is Conservative rebels, not Corbyn, who will determine her fate.

George Eaton is political editor of the New Statesman.