TOWER Limited (TOWER), along with its subsidiaries referred to as TOWER Group, is a New Zealand based insurance service provider. The group offers life and non life insurance services. It offers general insurance; health and life; and investment solutions to individual and groups. TOWER provides home, contents, motor vehicle and travel insurances and also provides a wide range of health and life insurance products. The group also operates in wholesale and retail funds management and individual and group superannuation. Its operations are carried out through its subsidiaries. TOWER provides services in New Zealand and pacific Islands and is headquartered in Auckland, New Zealand.