OP-Pohjola Group (Pohjola) is a Finland based financial and insurance group offering banking, investment services, and insurance services to retail, corporate, and institutional customers. The group consists of 220 member cooperative banks and OP-Pohjola Group Central Cooperative, owned by member banks. The key subsidiary of the group is the Pohjola Bank plc. It operates through three business segments namely, Banking and Investment Services, Life Insurance, and Non-life Insurance. The group is headquartered in Helsinki, Finland.