Child benefit cut will hit women hardest

The cuts will create gender inequality in state pension provision

The cuts will create gender inequality in state pension provision

George Osborne's proposal to scrap universal child benefit is yet another example of how the spending cuts will hit women disproportionately hard.

As Sunder Katwala at Next Left and others have pointed out already today, the cuts to child benefit will have worrying ramifications for women's state pension entitlement. Here's a bit more detail about what it will mean.

There is currently special provision in the state pension system for carers who aren't in formal employment, and it is closely linked to the benefit system. Until 6 April 2010, those with caring responsibilities were entitled to something called Home Responsibilities Protection (HRP), which could reduce the number of qualifying years of national insurance contributions for carers not in work, protecting their right to a full state pension. It has since been replaced by a new credit system, but the intention is the same: to see that those who don't make national insurance contributions because of caring responsibilities don't lose out on their state pension entitlement.

The criteria for receiving the new "carer's credit" is unambiguous: you are eligible if you receive "Child Benefit for a child under 12 years of age", are a foster carer, or care for a disabled person for at least 20 hours a week.

While the child benefit cut will, in practice, only affect those who are already relatively comfortably off, it is yet another example of how the cuts will have a greater impact on women than men. Women who stay at home to care for children while a partner earning more than £44,000 supports the family will lose their entitlement to the carer's credit, and thus the full value of their state pension.

This inequality, created by the cuts announced by Osborne today, is in addition to the absurdity (already highlighted by my colleague George Eaton this morning) that the cuts will leave households with a single earner bringing home more than £44,000 without child benefit, while double-income families where neither earner makes more than £43,000 will continue to receive child benefit.

Caroline Crampton is assistant editor of the New Statesman. She writes a weekly podcast column.

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Donald Trump vs Barack Obama: How the inauguration speeches compared

We compared the two presidents on trade, foreign affairs and climate change – so you (really, really) don't have to.

After watching Donald Trump's inaugural address, what better way to get rid of the last few dregs of hope than by comparing what he said with Barack Obama's address from 2009? 

Both thanked the previous President, with Trump calling the Obamas "magnificent", and pledged to reform Washington, but the comparison ended there. 

Here is what each of them said: 

On American jobs

Obama:

The state of our economy calls for action, bold and swift.  And we will act, not only to create new jobs, but to lay a new foundation for growth.  We will build the roads and bridges, the electric grids and digital lines that feed our commerce and bind us together.  We'll restore science to its rightful place, and wield technology's wonders to raise health care's quality and lower its cost.  We will harness the sun and the winds and the soil to fuel our cars and run our factories.  And we will transform our schools and colleges and universities to meet the demands of a new age.

Trump:

For many decades we've enriched foreign industry at the expense of American industry, subsidized the armies of other countries while allowing for the very sad depletion of our military.

One by one, the factories shuttered and left our shores with not even a thought about the millions and millions of American workers that were left behind.

Obama had a plan for growth. Trump just blames the rest of the world...

On global warming

Obama:

With old friends and former foes, we'll work tirelessly to lessen the nuclear threat, and roll back the specter of a warming planet.

Trump:

On the Middle East:

Obama:

To the Muslim world, we seek a new way forward, based on mutual interest and mutual respect. To those leaders around the globe who seek to sow conflict, or blame their society's ills on the West, know that your people will judge you on what you can build, not what you destroy. 

Trump:

We will re-enforce old alliances and form new ones and unite the civilized world against radical Islamic terrorism, which we will eradicate completely from the face of the earth.

On “greatness”

Obama:

In reaffirming the greatness of our nation we understand that greatness is never a given. It must be earned.

Trump:

America will start winning again, winning like never before.

 

On trade

Obama:

This is the journey we continue today.  We remain the most prosperous, powerful nation on Earth.  Our workers are no less productive than when this crisis began.  Our minds are no less inventive, our goods and services no less needed than they were last week, or last month, or last year.  Our capacity remains undiminished.  

Trump:

We must protect our borders from the ravages of other countries making our product, stealing our companies and destroying our jobs.

Protection will lead to great prosperity and strength. I will fight for you with every breath in my body, and I will never ever let you down.

Stephanie Boland is digital assistant at the New Statesman. She tweets at @stephanieboland