Interfaith dialogue: prose or poetry?

Aviva Dautch, Senior Policy Officer for Interfaith Issues at the Board of Deputies of British Jews,

Last night I attended the launch of a government consultation on creating a framework for inter faith dialogue and social action. Secretary of State for Communities, Hazel Blears, stated that its intention is ‘to find out how Government can best support dialogue between faith groups and the circumstances in which inter faith activity is helping to make a positive difference to communities around the country’ as ‘faith groups are a key part of the way we respond to the challenges we face.’

The consultation’s twenty questions on the structures and impact of interfaith should stimulate some thoughtful analysis by faith leaders from a variety of religious communities and geographical areas over the next few months, and last night I was intrigued to hear the initial thoughts of the Archbishop of Canterbury.

Rowan Williams spoke about the way faith is often perceived by society as ‘exotic’ and something that makes someone ‘other’ to the mainstream community, or as ‘poetry’ – far-removed from the experience of the ordinary man. He urged us to challenge this perception and speak about faith in the language of prose, something that is part of the daily experience of the ‘man or woman on the street’ and intrinsic to many people’s identities.

As a Jew who works in inter faith education, I agree that both faith and interfaith discourse should be accessible and take account of ordinary lives, but believe that to do so in a useful way it needs to more closely resemble poetry than prose. Once, poetry was the language of the masses, an oral tradition whose music filtered into memory, extending and reinforcing identity. Poetry is concentrated and powerful, as inter faith dialogue has the potential to be, and teaches us to frame words carefully.

In poetry the white space is as important as what is written, highlighting the poem’s place in its environment and the interaction between writer and reader, encouraging us to listen with acuity. The space for eisegesis and exegesis in theological terms, or ‘reading into and out of a text’ is essential because it encourages a dialectic approach.

I am currently steering a piece of research about Jewish involvement in interfaith activities and many of the respondents describe their motivation as ‘the Holocaust’ or ‘anti-Semitism’. This is both understandable and valid, but if the sole prompt for inter faith engagement is fear of ignorant prejudice from the other, then there is a danger that what it will lead to will be a monologue - as the impulse is to tell one’s own story and listening to others’ stories becomes a secondary concern.

I would argue that ideally inter faith encounters should be dialogues where speaking and listening have equal weight, so that the connections created have depth and trust.

Finding the appropriate structures for interfaith engagements depends on both internal and external resonances. The title of the government consultation is Face-to-Face and Side-by-Side and is taken from the work of Chief Rabbi Jonathan Sacks who has written a great deal over the past few years exploring different structures for inter faith. The Chief Rabbi posits two main models: ‘face-to-face’ direct encounter and ‘side-by-side’ working together in joint projects and social activism; recently he seems to be leaning more towards side-by-side joint activism to recreate society as ‘the home we build together’.

As the consultation progresses over the next twelve weeks it will be interesting to see what forms and structures other faith leaders and religious communities favour and how they believe interfaith dialogue shapes and is shaped by British society.

Aviva Dautch is Senior Interfaith and Education Policy Officer for the Board of Deputies of British Jews. She is also a Creative Educator for the British Library where she leads workshops about Sacred Texts. She is a trustee of the Inter Faith Network, the Inter Faith Youth Trust and the Jewish Council for Racial Equality.
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Stability is essential to solve the pension problem

The new chancellor must ensure we have a period of stability for pension policymaking in order for everyone to acclimatise to a new era of personal responsibility in retirement, says 

There was a time when retirement seemed to take care of itself. It was normal to work, retire and then receive the state pension plus a company final salary pension, often a fairly generous figure, which also paid out to a spouse or partner on death.

That normality simply doesn’t exist for most people in 2016. There is much less certainty on what retirement looks like. The genesis of these experiences also starts much earlier. As final salary schemes fall out of favour, the UK is reaching a tipping point where savings in ‘defined contribution’ pension schemes become the most prevalent form of traditional retirement saving.

Saving for a ‘pension’ can mean a multitude of different things and the way your savings are organised can make a big difference to whether or not you are able to do what you planned in your later life – and also how your money is treated once you die.

George Osborne established a place for himself in the canon of personal savings policy through the introduction of ‘freedom and choice’ in pensions in 2015. This changed the rules dramatically, and gave pension income a level of public interest it had never seen before. Effectively the policymakers changed the rules, left the ring and took the ropes with them as we entered a new era of personal responsibility in retirement.

But what difference has that made? Have people changed their plans as a result, and what does 'normal' for retirement income look like now?

Old Mutual Wealth has just released. with YouGov, its third detailed survey of how people in the UK are planning their income needs in retirement. What is becoming clear is that 'normal' looks nothing like it did before. People have adjusted and are operating according to a new normal.

In the new normal, people are reliant on multiple sources of income in retirement, including actively using their home, as more people anticipate downsizing to provide some income. 24 per cent of future retirees have said they would consider releasing value from their home in one way or another.

In the new normal, working beyond your state pension age is no longer seen as drudgery. With increasing longevity, the appeal of keeping busy with work has grown. Almost one-third of future retirees are expecting work to provide some of their income in retirement, with just under half suggesting one of the reasons for doing so would be to maintain social interaction.

The new normal means less binary decision-making. Each choice an individual makes along the way becomes critical, and the answers themselves are less obvious. How do you best invest your savings? Where is the best place for a rainy day fund? How do you want to take income in the future and what happens to your assets when you die?

 An abundance of choices to provide answers to the above questions is good, but too much choice can paralyse decision-making. The new normal requires a plan earlier in life.

All the while, policymakers have continued to give people plenty of things to think about. In the past 12 months alone, the previous chancellor deliberated over whether – and how – to cut pension tax relief for higher earners. The ‘pensions-ISA’ system was mooted as the culmination of a project to hand savers complete control over their retirement savings, while also providing a welcome boost to Treasury coffers in the short term.

During her time as pensions minister, Baroness Altmann voiced her support for the current system of taxing pension income, rather than contributions, indicating a split between the DWP and HM Treasury on the matter. Baroness Altmann’s replacement at the DWP is Richard Harrington. It remains to be seen how much influence he will have and on what side of the camp he sits regarding taxing pensions.

Meanwhile, Philip Hammond has entered the Treasury while our new Prime Minister calls for greater unity. Following a tumultuous time for pensions, a change in tone towards greater unity and cross-department collaboration would be very welcome.

In order for everyone to acclimatise properly to the new normal, the new chancellor should commit to a return to a longer-term, strategic approach to pensions policymaking, enabling all parties, from regulators and providers to customers, to make decisions with confidence that the landscape will not continue to shift as fundamentally as it has in recent times.

Steven Levin is CEO of investment platforms at Old Mutual Wealth.

To view all of Old Mutual Wealth’s retirement reports, visit: products-and-investments/ pensions/pensions2015/