Why the left should aspire to a "property owning democracy"

There is a social argument for ownership as well as a conservative one.

The aspiration to home ownership, once seen as part of British national identity itself, is in trouble.  Recent research by Cambridge University suggests that a marked drop in mortgaged home ownership both pre-dates the financial crash and is likely to continue long into the future. That won’t come as news to those trying to become first-time buyers, struggling in a mortgage market where the size of required deposits rises sharply, even as house prices themselves stay largely the same. It also won’t come as news to those families who have contributed to the rapid growth in the private rented sector, often struggling in a market which has seen neither consistent improvements in protections for tenants or in the quality of available homes. 

Some on the left of British politics probably welcome this potential long-term shift in Britain’s housing market. Many left-leaning commentators have long argued that the British have been overly committed to ownership, neglecting the possibilities of long-term renting associated with many European city environments. They also remember the battles against Margaret Thatcher’s attempts to create a “property-owning democracy” in the 1980s, where the belief that home ownership helped to shape a more conservative political orientation was shared by both critics and admirers alike

This would be a mistake, however. As an IPPR report that will be published later this week argues, home ownership should remain a primary commitment for British housing policy. We should dedicate ourselves to identifying new policy solutions to make it easier, not harder, for the people of this country to own a home.

There are two primary reasons why it is important to restore the possibilities of home ownership to as broad a section of the population as is compatible with economic stability.

 First, home ownership has always been the way in which most British families put down roots in their communities. Ownership enables people to feel a commitment to the place where they live. It provides a sense of belonging that is not generative only of a conservative political mentality but one which allows the development of a palpable sense of agency, with individuals and their families becoming able to commit to the good of their neighbours as well as to improve the quality of their own lives. The stable patterns of social interaction that are associated with communities of ownership are preconditions for the kind of social reciprocity that the left champions, as well as the more conservative disposition that is more usually commented upon. There is, in other words, a social argument for ownership as well as a conservative one and we would be foolish to overlook it.

Second, home ownership remains a widely shared aspiration of the people of Britain. Despite all of the difficulties with mortgages and affordability, most people in Britain long to be able to shape their own domestic environments, to choose their own wallpaper, to paint their own front doors. Narrowing the availability of this option only to the well-off - essentially to those with large enough deposits or with parents willing to pay the costs themselves -   would be to further segregate an already excessively segregated society. If home ownership was to become the housing equivalent of those “Olympic car lanes” that now blight London - available only to a very select few - then we would live in a less, not more, desirable society. The left should never welcome a development that enables the rich to continue to access a good to which most people aspire and to deny that right to others.

The decline in home ownership might not be easily reversible in the short-term. It would need significant reform of our mortgage market and, even more importantly, a substantial increase in the construction of new houses. Nonetheless, if we care about living in an integrated society, where people feel in control of their own lives and connected to their neighbourhoods, it is a good to which we should remain committed.

"Ownership enables people to feel a commitment to the place where they live." Photograph: Getty Images.

Marc Stears is fellow in politics, University College, Oxford and visiting fellow at IPPR.

Photo: Getty
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Like it or hate it, it doesn't matter: Brexit is happening, and we've got to make a success of it

It's time to stop complaining and start campaigning, says Stella Creasy.

A shortage of Marmite, arguments over exporting jam and angry Belgians. And that’s just this month.  As the Canadian trade deal stalls, and the government decides which cottage industry its will pick next as saviour for the nation, the British people are still no clearer getting an answer to what Brexit actually means. And they are also no clearer as to how they can have a say in how that question is answered.

To date there have been three stages to Brexit. The first was ideological: an ever-rising euroscepticism, rooted in a feeling that the costs the compromises working with others require were not comparable to the benefits. It oozed out, almost unnoticed, from its dormant home deep in the Labour left and the Tory right, stoked by Ukip to devastating effect.

The second stage was the campaign of that referendum itself: a focus on immigration over-riding a wider debate about free trade, and underpinned by the tempting and vague claim that, in an unstable, unfair world, control could be taken back. With any deal dependent on the agreement of twenty eight other countries, it has already proved a hollow victory.

For the last few months, these consequences of these two stages have dominated discussion, generating heat, but not light about what happens next. Neither has anything helped to bring back together those who feel their lives are increasingly at the mercy of a political and economic elite and those who fear Britain is retreating from being a world leader to a back water.

Little wonder the analogy most commonly and easily reached for by commentators has been that of a divorce. They speculate our coming separation from our EU partners is going to be messy, combative and rancorous. Trash talk from some - including those in charge of negotiating -  further feeds this perception. That’s why it is time for all sides to push onto Brexit part three: the practical stage. How and when is it actually going to happen?

A more constructive framework to use than marriage is one of a changing business, rather than a changing relationship. Whatever the solid economic benefits of EU membership, the British people decided the social and democratic costs had become too great. So now we must adapt.

Brexit should be as much about innovating in what we make and create as it is about seeking to renew our trading deals with the world. New products must be sought alongside new markets. This doesn’t have to mean cutting corners or cutting jobs, but it does mean being prepared to learn new skills and invest in helping those in industries that are struggling to make this leap to move on. The UK has an incredible and varied set of services and products to offer the world, but will need to focus on what we do well and uniquely here to thrive. This is easier said than done, but can also offer hope. Specialising and skilling up also means we can resist those who want us to jettison hard-won environmental and social protections as an alternative. 

Most accept such a transition will take time. But what is contested is that it will require openness. However, handing the public a done deal - however well mediated - will do little to address the division within our country. Ensuring the best deal in a way that can garner the public support it needs to work requires strong feedback channels. That is why transparency about the government's plans for Brexit is so important. Of course, a balance needs to be struck with the need to protect negotiating positions, but scrutiny by parliament- and by extension the public- will be vital. With so many differing factors at stake and choices to be made, MPs have to be able and willing to bring their constituents into the discussion not just about what Brexit actually entails, but also what kind of country Britain will be during and after the result - and their role in making it happen. 

Those who want to claim the engagement of parliament and the public undermines the referendum result are still in stages one and two of this debate, looking for someone to blame for past injustices, not building a better future for all. Our Marmite may be safe for the moment, but Brexit can’t remain a love it or hate it phenomenon. It’s time for everyone to get practical.