The afterlife of Brian

Does a 30-year-old blasphemy row still have relevance today?

More than 30 years on, the controversy surrounding the release of Monty Python's Life of Brian seems more than a bit ridiculous -- a fit subject for a comedy. Certainly, the BBC thinks so: Holy Flying Circus, based on those events, will be broadcast on BBC4 in a few weeks. Taking centre stage is a recreation of a notorious TV debate in which the Pythons John Cleese and Michael Palin took on a fired-up Malcolm Muggeridge, who denounced the film as "squalid", and the slightly milder Bishop of Southwark, who predicted that the team would "get their 30 pieces of silver".

That event (you can watch extracts on YouTube) is indeed rich in comic potential. The bishop, all wild hair and purple cassock, waves around an enormous silver cross. Muggeridge (in his day a significant public figure, though few now remember him) just looks demented. Palin looks, at times, genuinely distressed. The show was parodied shortly afterwards on Not the Nine O'Clock News but the original is much funnier.

At the time, though, the debate was deadly serious. Life of Brian was banned in several US states and a number of countries (including Ireland, in those days still virtually a theocracy -- and we all know how well that turned out). There were protests, too, in Britain, co-ordinated by the Festival of Light, an evangelical group associated with Mary Whitehouse. After an unsuccessful attempt to persuade the BBFC to ban the film, the group masterminded a letter-writing campaign to local authorities. Thirty-nine responded by banning or reclassifying it.

There was even talk of bringing a private prosecution for blasphemy -- sufficiently serious for the team to take legal advice from John Mortimer QC, who had led the defence in Whitehouse's earlier, successful prosecution of Gay News.

It wasn't the Satanic Verses, nowhere near, but the principles at stake were the same. On one side, freedom of expression and the right to treat religion with not greater reverence than, say, politics or literature. On the other, the view that one shouldn't make fun of religion, either because it annoys God or, more pragmatically, because believers tend to get quite upset. The issues remain, sadly, as topical as ever.

Yet it can be hard, today, to see what all the fuss was about. Partly, that's because the film is such a classic. It has given immortal phrases to the English language: "Blessed are the cheesemakers"; "What have the Romans ever done for us?"; "He's not the Messiah. He's a very naughty boy." After all these years, it's still extremely funny; but the religious satire has largely lost its power to shock. In some ways, it has almost become an object of veneration in its own right, as one of the greatest comic films ever made, a high point of British popular culture.

Blasphemy, too, has gone, at least as a crime in British law. After a last, failed attempt to revive it in the case of Jerry Springer: the Opera, the ancient law of blasphemous libel was quietly euthanised in the Criminal Justice and Immigration Act 2008. It was probably the campaign against Jerry Springer (led by Stephen Green of the small pressure group Christian Voice) that nudged the then government into repealing the law. There was a rearguard action in both the Lords and Commons to preserve it but the illogicality of the blasphemy law was well summed up by the late (and much missed) Earl of Onslow: "If God does not exist, nothing will happen; if he does exist, it is up to him to get hold of the chap who wrote it and make sure that he does time in the diabolical house of correction."

Stephen Green is a much more marginal figure than Mary Whitehouse and the Church of England is no longer much of a force in the land. The same government that repealed the blasphemy law, however, introduced a new crime of "religious hatred", replacing the fear of insulting God with that of insulting believers. The talk is of mutual respect and social cohesion. Where insult is perceived, it can be very difficult to distinguish between the believer and the belief.

Here, Life of Brian remains as subversive as ever. If not an overt attack on Christianity, the film is devastating in its satire of religious behaviour. Blasphemy is parodied in the famous stoning scene. Just as pointed, in its own way, is the depiction of a would-be disciple who thinks that Brian will heal his wife's headache because "her brother-in-law is the ex-mayor of Gath". The scene in which Brian flees from a crowd of would-be worshippers manages to encapsulate the whole history of religion in around three minutes.

Brian himself is something of a holy fool. Though naive, and far more interested in getting off with Judith than in either revolution or starting a religion, he sees with more clarity than any of the idiots, charlatans and human sheep that constitute the local population. In some ways, he may indeed be the Messiah:

Look, you've got it all wrong! You don't need to follow me! You don't need to follow anybody! You've got to think for yourselves! You're all individuals!

Life of Brian is about much more than just religion. All human life is there: at least, all human folly, which is to say much the same thing. It's a film about human vanity and stupidity, about pretension and wishful thinking, about people's almost irresistible tendency to think inside the box. The grammar-obsessed Roman centurion who forces Brian to write "Romans go home!" in huge letters all over the city wall as a punishment for getting his inflections muddled up is as caught up in his own self-referential universe as Reg, the all-too-recognisable leader of the People's Front of Judea, whose idea of defeating the might of Imperial Rome is to pass resolutions and inveigh against the "splitters" in the Judean People's Front.

Religion, in this wider context, is just another manifestation of human stupidity. Subversive indeed.

Belief, disbelief and beyond belief
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I was wrong about Help to Buy - but I'm still glad it's gone

As a mortgage journalist in 2013, I was deeply sceptical of the guarantee scheme. 

If you just read the headlines about Help to Buy, you could be under the impression that Theresa May has just axed an important scheme for first-time buyers. If you're on the left, you might conclude that she is on a mission to make life worse for ordinary working people. If you just enjoy blue-on-blue action, it's a swipe at the Chancellor she sacked, George Osborne.

Except it's none of those things. Help to Buy mortgage guarantee scheme is a policy that actually worked pretty well - despite the concerns of financial journalists including me - and has served its purpose.

When Osborne first announced Help to Buy in 2013, it was controversial. Mortgage journalists, such as I was at the time, were still mopping up news from the financial crisis. We were still writing up reports about the toxic loan books that had brought the banks crashing down. The idea of the Government promising to bail out mortgage borrowers seemed the height of recklessness.

But the Government always intended Help to Buy mortgage guarantee to act as a stimulus, not a long-term solution. From the beginning, it had an end date - 31 December 2016. The idea was to encourage big banks to start lending again.

So far, the record of Help to Buy has been pretty good. A first-time buyer in 2013 with a 5 per cent deposit had 56 mortgage products to choose from - not much when you consider some of those products would have been ridiculously expensive or would come with many strings attached. By 2016, according to Moneyfacts, first-time buyers had 271 products to choose from, nearly a five-fold increase

Over the same period, financial regulators have introduced much tougher mortgage affordability rules. First-time buyers can be expected to be interrogated about their income, their little luxuries and how they would cope if interest rates rose (contrary to our expectations in 2013, the Bank of England base rate has actually fallen). 

A criticism that still rings true, however, is that the mortgage guarantee scheme only helps boost demand for properties, while doing nothing about the lack of housing supply. Unlike its sister scheme, the Help to Buy equity loan scheme, there is no incentive for property companies to build more homes. According to FullFact, there were just 112,000 homes being built in England and Wales in 2010. By 2015, that had increased, but only to a mere 149,000.

This lack of supply helps to prop up house prices - one of the factors making it so difficult to get on the housing ladder in the first place. In July, the average house price in England was £233,000. This means a first-time buyer with a 5 per cent deposit of £11,650 would still need to be earning nearly £50,000 to meet most mortgage affordability criteria. In other words, the Help to Buy mortgage guarantee is targeted squarely at the middle class.

The Government plans to maintain the Help to Buy equity loan scheme, which is restricted to new builds, and the Help to Buy ISA, which rewards savers at a time of low interest rates. As for Help to Buy mortgage guarantee, the scheme may be dead, but so long as high street banks are offering 95 per cent mortgages, its effects are still with us.