"Too poor to die": the rising cost of death in Britain

Burial fees climb almost 10 per cent in a year.

The death industry is in rude health. Though UK mortality rates have fallen by 48 per cent for men and 39 per cent for women since 1980, a rising population means that the number of deaths each year is expected to climb by almost a fifth over the next two decades. With the average British funeral now costing £3,284 – a 6.2 per cent increase since 2011, far exceeding the rate of inflation – the £2.8bn market seems more or less guaranteed to grow. After all, we might consider buying the new Dylan record, sandwich or train ticket but none of us have a choice about dying and having our body disposed of in a socially acceptable way. (At least, it didn't end well for the Tokyo-based Kato family, who attempted to forgo this latter obligation.)

The latest annual hike in funeral prices was the ninth in a row – the figure has risen 7 per cent each year since 2004, when Sun Life Direct started its Cost of Dying reports. Where the retail price index rose 3.5 per cent on the year, funeral directors upped their fees by 5.3 per cent; cremation costs rose by 6.6 per cent; burial costs climbed 9.6 per cent. About 50 per cent of Britons make financial plans for their own funeral but one in ten now cannot afford to do so: "I am unable to save at the moment, the way the world is," said one 54-year-old respondent to Sun Life's survey. Others felt their families should take care of the bill or that the fees could be deducted from their estate. Across the country, those left behind after a death are becoming increasingly reliant on loans (10 per cent of respondents) and credit cards (20 per cent of respondents).

Sun Life calls for improvements in the government's "out of date" funeral payments scheme, which it claims is struggling to meet demand. Meanwhile, cuts to local services in general have also contributed to the ballooning of cremation and burial fees. Tim Morris, chief executive of the Institute of Cemetery and Crematorium management, said: 

Many local authority cemetery services are subsidised, which for some may now be becoming untenable, bearing in mind the cuts that we are seeing to many other local services nationally. The unsustainable nature of cemeteries and shortage of new burial space in some areas has also led to fee increases which is particularly noticeable in our cities. The lack of government action in modernising burial law and the introduction of the reuse of old, abandoned graves will inevitably force higher fees in more areas as available burial space further diminishes.

In his report, Simon Cox of Sun Life Direct writes that further state support for the bereaved beyond the current system is "unlikely". Economic pressures are making life in Britain less and less affordable. It's an indictment of how wrong things have gone that, in Cox's words, "The vulnerable are too poor to die."

Rest in peace? An English graveyard. Credit: L V Clark/Fox Photos/Getty Images

Yo Zushi is a sub-editor of the New Statesman. His work as a musician is released by Eidola Records.

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Brexit will hike energy prices - progressive campaigners should seize the opportunity

Winter is Coming. 

Friday 24th June 2016 was a beautiful day. Blue sky and highs of 22 degrees greeted Londoners as they awoke to the news that Britain had voted to leave the EU.  

Yet the sunny weather was at odds with the mood of the capital, which was largely in favour of Remain. And even more so with the prospect of an expensive, uncertain and potentially dirty energy future. 

For not only are prominent members of the Leave leadership well known climate sceptics - with Boris Johnson playing down human impact upon the weather, Nigel Farage admitting he doesn’t “have a clue” about global warming, and Owen Paterson advocating scrapping the Climate Change Act altogether - but Brexit looks set to harm more than just our plans to reduce emissions.

Far from delivering the Leave campaign’s promise of a cheaper and more secure energy supply, it is likely that the referendum’s outcome will cause bills to rise and investment in new infrastructure to delay -  regardless of whether or not we opt to stay within Europe’s internal energy market.

Here’s why: 

1. Rising cost of imports

With the UK importing around 50% of our gas supply, any fall in the value of sterling are likely to push up the wholesale price of fuel and drive up charges - offsetting Boris Johnson’s promise to remove VAT on energy bills.

2. Less funding for energy development

Pulling out of the EU will also require us to give up valuable funding. According to a Chatham House report, not only was the UK set to receive €1.9bn for climate change adaptation and risk prevention, but €1.6bn had also been earmarked to support the transition to a low carbon economy.

3.  Investment uncertainty & capital flight

EU countries currently account for over half of all foreign direct investment in UK energy infrastructure. And while the chairman of EDF energy, the French state giant that is building the planned nuclear plant at Hinkley Point, has said Brexit would have “no impact” on the project’s future, Angus Brendan MacNeil, chair of the energy and climate select committee, believes last week’s vote undermines all such certainty; “anything could happen”, he says.

4. Compromised security

According to a report by the Institute for European Environmental Policy (the IEEP), an independent UK stands less chance of securing favourable bilateral deals with non-EU countries. A situation that carries particular weight with regard to Russia, from whom the UK receives 16% of its energy imports.

5. A divided energy supply

Brexiteers have argued that leaving the EU will strengthen our indigenous energy sources. And is a belief supported by some industry officials: “leaving the EU could ultimately signal a more prosperous future for the UK North Sea”, said Peter Searle of Airswift, the global energy workforce provider, last Friday.

However, not only is North Sea oil and gas already a mature energy arena, but the renewed prospect of Scottish independence could yet throw the above optimism into free fall, with Scotland expected to secure the lion’s share of UK offshore reserves. On top of this, the prospect for protecting the UK’s nascent renewable industry is also looking rocky. “Dreadful” was the word Natalie Bennett used to describe the Conservative’s current record on green policy, while a special government audit committee agreed that UK environment policy was likely to be better off within the EU than without.

The Brexiteer’s promise to deliver, in Andrea Leadsom’s words, the “freedom to keep bills down”, thus looks likely to inflict financial pain on those least able to pay. And consumers could start to feel the effects by the Autumn, when the cold weather closes in and the Conservatives, perhaps appropriately, plan to begin Brexit negotiations in earnest.

Those pressing for full withdrawal from EU ties and trade, may write off price hikes as short term pain for long term gain. While those wishing to protect our place within EU markets may seize on them, as they did during referendum campaign, as an argument to maintain the status quo. Conservative secretary of state for energy and climate change, Amber Rudd, has already warned that leaving the internal energy market could cause energy costs “to rocket by at least half a billion pounds a year”.

But progressive forces might be able to use arguments on energy to do even more than this - to set out the case for an approach to energy policy in which economics is not automatically set against ideals.

Technological innovation could help. HSBC has predicted that plans for additional interconnectors to the continent and Ireland could lower the wholesale market price for baseload electricity by as much as 7% - a physical example of just how linked our international interests are. 

Closer to home, projects that prioritise reducing emission through tackling energy poverty -  from energy efficiency schemes to campaigns for publicly owned energy companies - may provide a means of helping heal the some of the deeper divides that the referendum campaign has exposed.

If the failure of Remain shows anything, it’s that economic arguments alone will not always win the day and that a sense of justice – or injustice – is still equally powerful. Luckily, if played right, the debate over energy and the environment might yet be able to win on both.

 

India Bourke is the New Statesman's editorial assistant.